1SmartPenny.com (herein referred to as “we”, “us” or “our”) considers your privacy a very important issue. We design and operate our services with the protection of your privacy as a primary concern.
Information We Collect and Receive About You
We collect Personally identifiable information (“PII”) that you provide us via the Site so that we may provide you with the service(s) we offer. You are not obligated to provide us with PII; however, if you do not provide us with certain information that we request, we may not be able to respond to your requests, process your applications or otherwise conduct the business contemplated between you and us.
For example, in order to provide you with mortgage quotes, we collect your personal contact information including name, telephone number, mailing address, email address, gender, birthday and marital status. Also we collect information about your vehicles and drivers and may also collect information about your credit and your existing insurance coverage.
Use of Information
We may make Use of Your Information for various lawful business purposes. Among others, these purposes may include using Your Information to:
Engage in customer support. For example, we might confirm and complete transactions requested by you, verify information you provide to us and provide you with administrative notices.
Contact you and provide you with information. For example, we might provide or contact you through telephone, email, postal or other communications with Service updates, promotional materials, surveys, offers, quotes, personalized information and other information from us or our business partners.
As we deem necessary, in our sole discretion, if we believe that you are violating any applicable law, rule or regulation, or are otherwise interfering with another’s rights or property, including, without limitation, our rights or property;
If requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency; To enforce or protect our rights;
To our affiliated companies (i.e., companies under common control or management with us).
The security of your personal information is important to us and we take commercially reasonable precautions in an effort to safeguard it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, please use the Contact Form found in home page.
Affiliated and Other Third Party Websites and Advertisements
This Policy applies only to 1SmartPenny.com. The Site may contain links to other websites that we believe may be beneficial to our users. Please be aware, however, that we do not exercise control over the website(s) of any third party that you may click to or view as part of a frame on a page on this Site. These other sites may place their own cookies or other files on your computer, collect data, or solicit personally identifiable information from you. We are not responsible or liable, financially or otherwise, for the privacy policies or practices of these sites or the actions or policies of any third party. You should read and understand the applicable privacy policies of those third parties before providing information on a feature or page operated by a third party. You should always be careful in how you share any sensitive personal information with any third party.
Changes in this Policy
If we change our privacy practices, we will post a revised version of the Policy on this Site and the revised Policy will be effective when posted. We reserve the right to modify this Policy at any time, so please review the Site frequently for any changes. By continuing to use the services or the Site after the revised Policy is posted, you will be deemed to have been made aware of and to have accepted, and you will be subject to, such amended or revised Policy. If we make any material changes we will notify you by email or by means of a notice on this Site prior to the change becoming effective. By continuing to use the services or the Site after the revised Policy is posted, you will be deemed to have been made aware of and to have accepted, and you will be subject to, such amended or revised Policy.
If you have questions or concerns about our privacy practices or wish to make a request regarding Your Information, please fill the Contact Form found in 1SmartPenny.com home page.